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MAP YOUR FLOOD RISK

FLOOD Ed:

What you should know about floods, and then some.

Mary Martin, Hurricane Irene 2011

Play / 2:45
  • Mary Martin, Hurricane Irene 2011

    Play / 2:45

  • James Skelton, Atlanta 2009

    Play / 2:36

  • Joel Lusk, De Moines IA

    Play / 3:31

  • Bertie Midgett, Hurricane Irene 2011

    Play / 2:54

  • Hurricane Katrina Levee Failure

    Play / 2:18

  • Rich Smith, Severe Rains

    Play / 2:28

  • Frank Billingsley, Tropical Storm Allison

    Play / 3:15

  • Becky Bently, Atlanta 2009

    Play / 2:23

  • Two Flood Stories, Atlanta 2009

    Play / 3:05

  • The Taylors, Atlanta 2009 Rains

    Play / 2:17

  • Flooding from Heavy Rains

    Play / 2:47

Flood Quick Facts

  • Fact #1

    There are some homeowner endorsements that will cover a back-up or overflow of sewers or drains or a sump-pump. These type losses sometimes do occur during flooding events. These endorsements will often have dollar limits substantially less than the flood policy

  • Fact #2

    Private insurance companies and the federal government recognized that their association would improve the overall success of the program. Accordingly, insurance companies administer the program, but the federal government funds the insurance.

  • Fact #3

    Floods can happen anywhere and without warning.  25% of homes with flood claims each year are in low risk zones just like yours.  Give yourself and your family the peace of mind of knowing that they are protected should a flood happen.  It will take a full 30 days from the time your policy is purchased to be valid so waiting to make this decision is a serious risk.

  • Fact #4

    If a house is destroyed due to the collapse of the land it is built on, and the collapse is due to waves or currents of water, that would be considered a flood and would be covered.

  • Fact #5

    Collapse or subsidence of land and the insured house, along a shore of a body of water caused by waves or currents of water are considered a flood and are covered by this policy.

BREAKING FLOOD NEWS:

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